Privacy Policy Notice    
   

Yes, We understand…

Privacy is very important to you, and you have an expectation that the nonpublic personal information that you provided to, or collected by us is to be kept confidential. We value the trust you place on us and are committed to safeguarding the confidentiality of your nonpublic personal information, as well as that of our former customers and those who request our service. Through this Privacy Policy Notice we want to inform you what information we collect and how we use it.


    What Information We Collect
We may collect “nonpublic personal information” about you from the following sources:

- Information we receive from you on applications or other loan and account forms, such as your name, address, social security number, telephone number, date of birth, financial conditions, driver license number.

- Information about your transactions with us or others, such as account balance, ATM, debit or credit card usage.

- Information we receive from third parties such as credit bureaus about your credit history.


 
    What Information We Disclose

We do not disclose any nonpublic personal information about you to anyone, except as required or permitted by law. We are permitted under law to disclose nonpublic personal information about you to other third parties in certain circumstances. For example, we may disclose nonpublic information about you to third parties:

- To assist us in servicing your loan or account with us.
- To comply with subpoenas, court orders.
- To complete a transaction requested or authorized by you.
- To report to local, state and/or federal authorities, if we believe a crime has been committed.


    Our Security Procedures

We restrict access to your personal and account information to those employees who need to know in order to provide products or services to you. We educate our employees about safeguarding customer information. Employees who violate these standards will be subject to disciplinary measures. Additionally, we maintain strict physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.


    Availability of Privacy Policy Notice

You may request a copy of our Privacy Policy Notice at any of our banking offices, by contacting us at 626-820-1234 or by writing us at the address listed in this Notice. The Privacy Policy Notice is also available when you establish an account relationship with us. Additionally, we will notify you of our privacy policy annually.

This Privacy Policy Notice applies to consumers. If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this Notice.

We reserve the right to modify our privacy policy and this notice. If we do so, we will notify you promptly.


   
First General Bank
1744 S. Nogales Street
Rowland Heights, CA 91748

   
On-Line Banking Security Information
    First General Bank has security infrastructure in place. You can be confident that access to your accounts via our on-line banking program is private and secure. First General Bank's systems are protected by a "firewall," allowing entry only to those who are authorized. Additionally, First General Bank does not request confidential information from customers via email or pop-up windows.
While First General Bank works to protect your banking privacy, you also play a role in protecting your accounts. There are a number of steps you can take to ensure that your banking experience on the Internet is safe and secure.
 
    Some On-Line Safety Tips for You:

- Do not reveal your online password to anyone else. Your password is designed to protect the privacy of your banking information, but it will only work if you keep it to yourself. If you think your online password has been compromised, change it immediately online.
- Do not walk away from your computer if you are in the middle of a session.
- Once you have finished conducting your banking on the Internet, always sign off before visiting other Internet sites.
- If anyone else is likely to use your computer, clear your cache or turn off and reinitiate your browser in order to eliminate copies of Web pages that have been stored in your hard drive. How you clear your cache will depend on the browser and version you have. This function is generally found in your preferences menu.
- First General Bank strongly recommends that you use a browser with 128-bit encryption to conduct secure financial transactions over the Internet.
- Installing and periodically updating anti-spyware, virus protection and firewall software.
- Carefully reading all End User Licensing Agreements and avoiding downloading software when licensing agreements are difficult to understand.
- Not opening e-mail from untrustworthy sources. If you receive e-mail that requests for your personal information and claims to be from us, please do NOT respond. As discussed, First General Bank does not request confidential information from customers via email or pop-up windows


    Resources:

Please visit the following websites to learn more about online fraud:

- How Not to Get Hooked by a ‘ Phishing’ Scam
- Take Charge: Fighting Back Against Identity Theft
- FDIC Consumer News
- Privacy Protection

         
 
FDIC/EHL
Copyright © 2006 First General Bank. All rights reserved.
To learn more about how we use your information, see our Privacy Policy